Good things
start with
a clear next step.
A new car. A growing business. A little more breathing room. Let’s find a finance pathway that makes sense for you.
Explore first. Ask questions. Our team can guide you from there.
How credit checks work
The initial review does not involve a hard credit enquiry. If you choose to proceed, a formal credit application may involve a hard enquiry, which can affect your credit score.
A little unsure?
Let’s talk it through.
Explore your goal with ARI, one simple question at a time.
Start with your goal.
You don’t need to know every loan type. Pick what you want to do, then explore the details.
Drive something new.
Buying a car, purchasing privately or looking at your current vehicle loan?
Explore vehicle finance →
Make life happen.
Personal plans, home improvements and the things that matter to you.
Explore personal finance →
Move business forward.
Equipment, cash flow and funding for your next business chapter.
Explore business finance →
Build on an opportunity.
Property projects, bridging and private lending conversations.
Explore property funding →
Take the scenic route.
Caravans, boats and leisure assets for the way you like to live.
Explore leisure finance →
Understand your credit.
Start with a review of your situation and discuss appropriate next steps.
Explore credit support →Explore insurance.
Ask about insurance options for your vehicle, assets or business.
Explore insurance services →Find your next vehicle.
Share what you’re looking for and discuss help with sourcing a vehicle.
Explore vehicle sourcing →
Accounting services.
Tell us what accounting support you need and discuss the next step.
Ask about accounting services →Find your finance. Browse products and services.
Choose a section or search for what you need. Our team can help confirm which pathway suits your intended use.
50 products and servicesPersonal & Consumer
Personal plans, cars and leisure purchases.
Business Finance
Cash flow, business vehicles, equipment and growth.
Private Lending
Property-backed funding, bridging and development.
Related services
Support beyond the loan itself.
Let’s make
the numbers
less mysterious.
Try an amount, adjust the term and see an indicative repayment. It’s a useful starting point for your budget, before a conversation with our team.
Estimates only. Actual rates, fees and repayments depend on the product and assessment.
A clear path from here.
- 01
Tell us your plans
Share your goal, timing and budget. Start online or have a conversation with our team.
- 02
Review your options
We review your profile and explain possible pathways, repayments, costs and next steps.
- 03
Move forward confidently
Choose whether to proceed. Following approval, we guide you through to settlement.
Explore your options before deciding to proceed with a formal credit application.
How credit checks work
The initial review does not involve a hard credit enquiry. If you choose to proceed, a formal credit application may involve a hard enquiry, which can affect your credit score.
Finance is subject to assessment and approval. Available options and conditions depend on your circumstances.
Personal service.
Clear guidance.
Our team in Blackburn takes time to understand your plans, explain the next steps and help you prepare the information needed.
Get to know us →What our clients say.
A few things you might be wondering.
Do I need to know which loan is right for me?
No. Start with what you want to achieve. Our team can discuss your circumstances and explain potential next steps.
Does filling in the form mean I’m approved?
No. The form shares your information for review. Any available finance is subject to assessment, supporting information and approval.
Can I speak to someone before applying?
Yes. Email admin@arhamfinance.com.au or WhatsApp 0481 368 684 to start a conversation. Prefer to speak? Call 03 7065 0700.
What should I have ready?
Start with your contact details, loan goal, income and commitments. Our team will confirm which supporting documents apply to your situation.
Your next chapter
starts with you.
Start an application, or ask a question first.