Unsecured personal loan
Borrow without using an asset as security.
Keep in mind: Repayment obligations remain. Compare fees, interest and the full cost.
Explore this option →Specialty · A CLEARER STARTING POINT
Green Energy Loan
Plan funding for an energy upgrade around the installation quote, intended use and independently checked savings assumptions.
Explore the information first. Our team can help you understand the next step.
Your initial profile review won’t affect your credit score.
How credit checks work
The initial review does not involve a hard credit enquiry. If you choose to proceed, a formal credit application may involve a hard enquiry, which can affect your credit score.
THE ESSENTIALS
Your finance essentials.
Start with your goal and the questions you want answered. We can discuss the process, relevant information and any service scope or fees before you decide to proceed.
- Purpose
- Discussing the purchase and installation of an energy-related system.
- How it works
- Start with the itemised installation quote, intended home or business use and your funding needs.
- Security to understand
- Secured and unsecured structures differ. Any proposed security must be explained before you agree.
- Costs to compare
- Compare the interest rate, applicable comparison rate, fees, term and total repayments. Ask about early payout charges.
A LITTLE MORE CLARITY
Start with the purpose and the information available.
These explanations help you understand the differences. They do not select a product for you.
Explore related funding structures
Secured personal loan
An accepted asset supports the loan.
Keep in mind: The asset may be sold if repayments are not met. A lower total cost is not guaranteed.
Explore this option →Business-purpose funding
Discuss business purchases and cash flow through the business finance pathway.
Keep in mind: The intended use matters; an ABN alone does not decide the structure.
Explore this option →A situation you might recognise
ILLUSTRATIVE EXAMPLE
You are comparing an installation quote with your own contribution and want to understand the amount you might need to borrow.
The team would discuss the purpose, information available, costs and repayment obligations before any next step. This illustration is not a client story, offer or approval.
Before you decide
Verify installer details, warranties, approvals and current rebate eligibility separately. Energy savings and rebates are not promised.
ASIC Moneysmart: personal loans ↗GETTING READYA little preparation.
A little preparation.
A better conversation.
You don’t need to have every answer before contacting us. Start with your goal and our team will explain what information is needed.
For this particular request
System specifications, installer quote, installation costs and timing, intended use and any proposed rebates.
If you are employed
- Recent payslips and the details of your employment.
- Income statements and evidence of regular commitments, as requested.
If you work for yourself
- Available tax returns, accounts, BAS or business statements.
- How you pay yourself, seasonal changes and existing commitments.
These are conversation checklists, not the final application requirements. Our team will confirm the relevant records and periods.
What should I tell the team?
Your goal, preferred timing, and any circumstances you would like us to understand. Share sensitive documents only through a verified, approved process.
NO GUESSWORK REQUIRED.
Your questions, welcome.
Should projected savings determine what I can repay?
Treat estimated energy savings, rebates and export income as assumptions to verify, not guaranteed receipts. Consider repayments within your broader budget and check installer quotations, warranties and current scheme eligibility independently.
What details should I prepare about the installation?
Bring an itemised quote, system details, installer information and installation timing. Explain whether it is for your home or business.
Are rebates or energy savings guaranteed?
No. Check current rebate eligibility with the relevant official scheme and assess savings separately. This page does not promise a rebate or a saving.
Can I enquire before choosing an installer?
Yes. Start with your budget and plans. Compare installation scope, warranties and terms independently before committing.
What rate and fees would apply to me?
These depend on the product and your individual assessment. Ask for the rate, fees, repayment schedule and total cost in the proposed terms before deciding.
Can I start with a quick question?
Yes. Choose the short enquiry to share your goal and contact details, or take the full application path if you have more time. The team can clarify what is needed next.
Still wondering about something?
Share a little about your plans, or complete the full application if you’re ready.
Choose how to get started →