YOUR NEXT CHAPTER STARTS HERE Let’s make this feel easy. A few small questions at a time. We’ll keep the next step clear.
You can go back and change your answers before submitting.
Let’s start with what matters to you. Back to review → 1 / 16
Need a hand with a question? You can go back and change an answer. Nothing is sent until you choose to send it at the final review.
Your answers stay in this open page while you work. Refreshing or leaving the page may lose them.
Call our team · 03 7065 0700 ↗ For questions about the form, you can also email admin@arhamfinance.com.au . Ask the team how to share sensitive documents securely.
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Let’s put a name to your plans
What should we call you? Please use your first and last name as shown on your identification.
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How can we reach you?
Use the email and mobile number you check most often.
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Let’s start with your birthday
Your date of birth helps the team identify your application. Use the date shown on your identification.
Date of Birth *
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A little about your household
This helps us understand your household commitments.
🙋 Single
💍 Married
🤝 De facto
📋 Divorced
↔️ Separated
🕊️ Widowed
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Does anyone depend on you financially?
Include people you regularly support financially. If there are none, leave this at zero.
Just each dependant’s age. Use 0 for a child under one.
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Where do you call home?
Your current address and living arrangements help us build a clearer picture of your application.
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Your suburb and state
Enter your current residential address details.
Select your state
NSW
VIC
QLD
WA
SA
TAS
ACT
NT
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Your current home
These details apply to the current address you just entered. We’ll ask about earlier homes below if needed.
🏆 Own outright
🏠 Own with mortgage
🔑 Renting
🛏️ Boarding
Shared accommodation
Employer-provided housing
Public housing
👨👩👦 With parents
🤷 Other
When did you move in? * Use day, month and year. Earlier addresses appear if more history is needed.
Describe your living arrangement *
Your earlier addresses, one at a time.
+ Add a previous address
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Your plans · 1 / 16
What would you like to make happen?
A new car, breathing room or the next chapter for your business? Choose the option closest to your plans.
👤 Personal
🏠 Home
🏢 Business
🚗 Vehicle
🔗 Consolidation
💡 Other
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Let’s shape your loan request
Tell us the amount and term you have in mind. These are your preferences, not a confirmed offer.
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Tell us about your business. A few basics help the team understand who is applying. You can add supporting records later through the agreed process.
Business details
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What would repayments look like for you?
Choose a frequency that suits your budget. Available terms and repayments depend on assessment.
📅 Weekly
📆 Fortnightly
🗓️ Monthly
Any deposit or equity? (optional)
What's the loan for? (optional)
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How do you currently earn your income?
Choose the closest fit. We ask this to understand your income source and which supporting records may be needed.
🏢 Full-time
⏰ Part-time
🌀 Casual
🚀 Self-employed
💻 Contractor
⛱️ Retired
Self-funded retiree
🔍 Not employed
🤷 Other
Centrelink / benefits Student
Describe your current situation *
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A little about your work
If you are self-employed, use your business name. Add the details that apply to you.
Fill in the earlier part of the picture. Include periods of study, unemployment or retirement so the timeline has no unexplained gaps.
+ Add a previous period
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What income comes into your budget?
Enter your take-home income after tax, and choose how often you receive it. Check a recent payslip if you need a reminder.
And how often do you get paid?
📊 Annually
🗓️ Monthly
📆 Fortnightly
📅 Weekly
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Let’s understand your monthly commitments
Include your usual living costs and existing debt balances. Accuracy helps us have a useful conversation with you.
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A snapshot of what you own and owe
Add your assets and existing loans. Estimates of asset values are fine; check current statements for debt balances and repayments.
Assets + Add Asset
Click "+ Add Asset" to list property, vehicles, savings, super, etc.
Liabilities + Add commitment
Add each separate commitment once: home or car loans, cards, BNPL and other debts.
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Let’s talk about your credit history
Choose the closest description. These are your declared details, not a credit check or a lending decision.
🌟 Excellent
👍 Good
😐 Fair
😬 Poor
🙈 Not sure
Self-assessed credit score (optional)
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Any bankruptcy or debt agreement history?
This information helps our broker understand which next steps may be appropriate.
✅ No
📄 Yes, discharged
⚠️ Yes, current
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One last look, then it’s over to us
Check your answers, make any changes and read the consent before signing. Submitting an application does not mean your loan is approved.
Your application at a glance
Name —
Loan type —
Amount —
Term —
Employment —
Email / phone —
Home address —
Living costs / month —
Existing debt balances —
Net income —
Edit loan Edit personal details Edit contact Edit household Edit address Edit income & work Edit finances
Our team reviews your details first, then explains any available next steps. No loan is approved by completing this form.
Check the rest of your answers
Edit repayment preferences Edit assets & liabilities Edit credit declarations
Your signature
Draw your signature with a mouse, finger or stylus.
🗑 Clear
Sign with mouse, finger, or stylus
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✓
Your application has been received.
Keep your reference below. Our team will review your details and contact you about the next step. This is not a finance approval.
Your application has been saved for review. The team checks your details and requests any supporting information. Any finance proposal requires assessment and a separate decision. To update your details, call 03 7065 0700 and quote your reference. Do not send another application just to make a correction.
Name
Email
Loan type
Amount
Status Received for review
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